AE Tax Advisors Retirement Planning Case Studies

This resource is published by AE Tax Advisors. Case-study figures are publisher-reported and have not been independently audited here. They are not client reviews, typical results or a forecast for your return.

A retirement contribution reduces current spendable cash while potentially changing the tax calculation. The law-practice and medical cases are useful starting points for discussing age, compensation, employees and long-term funding expectations with a plan specialist.

Published AE Tax Advisors examples

How to compare the cases

A contribution is not itself a tax saving. Separate the dollars funded, the tax effect, the administrative cost and future withdrawal treatment. A large contribution in one case is not a universal annual limit for all owners.

Start with the baseline return and identify exactly what changed. Determine whether a reported amount refers to a deduction, a current tax difference or a projection over several years. Costs such as payroll, return preparation, a study fee and plan administration should be included in your own comparison.

Questions for the discovery call

Is the contribution a projection or a final actuarial recommendation? What employee contributions are required? Who administers the plan? What recurring costs and funding obligations apply?

Ask for the assumptions in writing and for a separate list of facts still needed. A useful answer identifies both the potential opportunity and the work required to implement it. If an outside specialist must confirm a number, make that dependency visible in the plan.

Records to prepare

Employee census, ages, compensation, existing plan documents, prior contributions, actuarial proposal, funding calendar and expected business cash flow.

Use the most recent filed returns together with current financial information. Reconcile incomplete books before relying on a projection. Keep supporting records organized by entity and year so earlier deductions and carryforwards are not counted twice.

What these cases tell you about engagement scope

The collection gives you concrete topics to discuss with AE Tax Advisors. It does not establish what every advisory engagement includes. Confirm the analysis, implementation, tax-return work and continuing services in your own signed scope. The standard advertised advisory fee is $7,800 with no required recurring annual planning fee; separately scoped work can carry additional charges.

Sources and next steps

Read the AE Tax Advisors outcomes methodology, the original case studies and the current pricing and scope. The original return files and realization of reported savings have not been independently audited for this resource.

Browse all case-study guides or read how an engagement is approached.